It may come as a surprise, a disappointment even, but you don’t have a credit card with Qonto. In fact, the term ‘credit card’ is often misused and misunderstood.
Real credit cards are not very widespread in Europe. It’s a very British and American payment method that most European banks offer but which few Europeans use.
This fact is likely to beg two questions:
If you don’t have a credit card, then what exactly is a credit card?
And if you don’t have one, then what do you actually have in your wallet?
Now, some answers. 👇