How to cash a check on Qonto

Along with champagne and the baguette, checks are a pillar of French culture. Unlike with our culinary expertise, however, not everyone shares our love for this mode of payment. 🙄

With more than 1.5 billion checks signed each year, we are the biggest consumers in Europe. Italy ranks a very distant second place, at approximately 150 million checks (take a look).

These days, however, we are less likely to walk around with our checkbook in our pocket: this year, we signed half as many checks as we did 10 years ago. Despite this, checks remain business as usual for SMEs and self-employed individuals in France.

This seems to be the case for Aaron, and he is not alone. Also on board are Nicole, Molly... and all the other people who wrote to us about this topic! 👇

We recognize that, although the check is falling out of fashion, many of you still receive them. That is why, a few months ago, we created a solution to help you cash them.

But we still had some work to do in order to make this feature available on mobile devices. Today, our mission is accomplished! Check deposit is now quick and accessible, wherever you are. See for yourself. 🤓

Both the website and mobile app feature a section dedicated to this task: Check deposits.

With Qonto, you can cash-in checks of up to €15 000, with a maximum amount of €30,000 per 30 running-days.

From your phone, go to the Plus tab to locate this section. From your computer, simply click the button at the top right of your screen. A window will open, and you can start filling in all the information required: the issuer, the issue date, the amount and the check number. Once you have verified that everything is correct, you can submit the deposit.

📌 Maybe one day we will be able to take a photo of our checks and make entry errors a thing of the past. That would be great, don’t you think?