Your Qonto accounts, now remunerated
December 2025
Tired of seeing your business cash sit idle?
Tired of seeing your business cash sit idle?
With Account Remuneration, your Qonto balance earns a monthly reward — automatically, with no strings attached. No lock-up, no separate account, no complicated setup. Your funds stay fully accessible at all times.
How it works
Remuneration is calculated daily on your full account balance and paid directly to your main account on the 2nd of each month. To unlock your monthly reward, you just need to make at least 5 eligible payments of €1 or more during the month — that's it.
How much can you earn?
New clients benefit from a promotional rate of 4% for the first 2 months. After that, your rate depends on your plan — you can earn up to 2% remuneration, with earnings capped at €200,000/year for Business and Enterprise plans.
Who can access it?
Account Remuneration is available on Smart, Premium, Essential, Business, and Enterprise plans. Rates and caps vary by plan — check yours in the app.
*This is not a banking, saving or investment product. Remuneration is limited and subject to T&Cs.
Other recent releases
Dealing with outdated registers and inconsistent sales data? Our POS helps you streamline every transaction and process payments quickly and accurately — whether you're on-the-move or at the counter.
Spend up to €15,000/month in credit mode and settle in one sweep on the 1st of next month. Cover expenses and seize opportunities without draining your balance.
*Available to eligible customers only.
Expense reports are now included starting with the Essential plan — for everyone, from employees to managers. Teams can bundle travel, meals, and mileage into a single report.
