Fully-mobile business banking
Maximum flexibility; minimal stress. Julia pays with Qonto via ApplePay on the go and effortlessly keeps track of her expenses and receipts.
Get more flexibility with Qonto
Get more flexibility with Qonto


The challenge
As a yoga teacher, consultant, and coach, Julia is constantly on the move - often without a wallet. She doesn't want to depend on physical cards for payments. It's particularly important for Julia to always keep track of her expenses, no matter where she is. She prefers to send digitized receipts immediately, so she can stay mindful of day-to-day responsibilities.
Qonto's solution
Pay mobile. Without a card.
With Qonto and Apple Pay/Google Pay™, pay easily on the go with your smartphone. Safe and lightning-fast.
"I can connect all my Qonto cards with Apple Pay - making me totally flexible - with my app and Apple Watch when I'm on the move. I love that, it wasn't always so easy with traditional banks."
Seamlessly connected. With DATEV.
Directly integrated into Qonto: the secure DATEV interfaces for quick, efficient transfer of account transactions and receipts.
"Collecting receipts used to be extremely time-consuming. With Qonto, I can upload all my receipts via the app and transfer them directly to DATEV. This saves me at least 5 hours a month."

Pay mobile. Without a card.
With Qonto and Apple Pay/Google Pay™, pay easily on the go with your smartphone. Safe and lightning-fast.
"I can connect all my Qonto cards with Apple Pay - making me totally flexible - with my app and Apple Watch when I'm on the move. I love that, it wasn't always so easy with traditional banks."
Seamlessly connected. With DATEV.
Directly integrated into Qonto: the secure DATEV interfaces for quick, efficient transfer of account transactions and receipts.
"Collecting receipts used to be extremely time-consuming. With Qonto, I can upload all my receipts via the app and transfer them directly to DATEV. This saves me at least 5 hours a month."

More time for your business. With Qonto.
100% digital
Open with just a few clicks. The business account with integrated financial tools.
Mobile
Direct access to all financial data - even on the go - with the Qonto mobile app.
Instant
From real-time transfers to customer service responses, in record time.
Smart features. Limitless possibilities.
Accounting
Simplify your accounting with integrations and automated processes.

Invoice management
Create invoices with a few clicks and manage supplier invoices efficiently.

All your finances. In one app.
All-in-one
Everything for your payments

Simply smart
Manage your finances with Qonto efficiently, easily, and quickly. Alone or with your team.
All-in-one
Everything for your payments

Simply smart
Manage your finances with Qonto efficiently, easily, and quickly. Alone or with your team.
Discover more testimonials
Colibid has simplified its banking operations
With Qonto, each Colibid employee has a virtual card to pay and manage their expenses.

onGRID maximises efficiency by keeping everything online
Norman Simon found the perfect solution for the digital management of his finances with Qonto.

Diana Yanes Consulting has full visibility on cash flow
With Qonto, Diana can trace every expense at any time, effectively organizing her business' finances.

Ready to try Qonto for yourself?
Learn how to simplify your business banking and financial management with Qonto.