Compare card insurance coverage

We didn't reinvent card insurance. We just made it simple, clear and transparent.
It has all you need to protect yourself and your teams from the worries of everyday life.

Enjoy premium protection with your cards


Face any unexpected business trip setback thanks to our premium cards’ extended insurance coverage.

Business purchases

Stolen or damaged equipment? With your X Card, you’re covered up to €1,250 per article for 365 days after purchase - even for a phone.


Victim of a fraudulent payment or withdrawal from your account? Our insurance covers you in the event of loss or theft of your card.

Travel with peace of mind

Breathe easy knowing your Qonto card compensates you for flight delays or cancellations.

Enjoy up to €5,000 in material damage coverage if you rent a car with your X Card.

Your assistance and repatriation fees are covered. Never worry about unexpected trouble on your business trips ever again.

Go beyond borders with medical coverage of up to €155,000 for illnesses or accidents abroad.

Protect yourself against fraud

Plus Card

You’re covered for up to €1,500 in fraudulent payments or withdrawals made with your card if it’s lost or stolen.

X Card

Get up to €1,000 back for fraudulent payments made as a result of phishing or smishing, thanks to your X Card.

Expert legal advice for your business

Make an appointment

Choose a card with guarantees that meet your needs

Trip cancellation

Plane and train delays

Delayed luggage

Lost, stolen, or damaged luggage

Rented vehicle protection

Medical fees abroad

Assistance and repatriation

Hotel stay if you need to visit a hospitalized relative

Purchase protection

Fraudulent card use


Complete insurance policy

Ready? Let's go.

Open a business account in under 10 minutes.

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