Compare card insurance coverage
We didn't reinvent card insurance. We just made it simple, clear and transparent. It has all you need to protect yourself and your teams from the worries of everyday life.
Enjoy premium protection with your cards
Travel
Business purchases
Stolen or damaged equipment? With a Plus Card or X Card, you’re covered up to €1,250 per article for 365 days after purchase.
Fraud
Travel with peace of mind
- Breathe easy knowing your Qonto card compensates you for flight delays or cancellations.
- Enjoy up to €5,000 in material damage coverage if you rent a car with your X Card.
- Your assistance and repatriation fees are covered. Never worry about unexpected trouble on your business trips ever again.
- Go beyond borders with medical coverage of up to €155,000 for illnesses or accidents abroad.
Protect yourself against fraud
Plus Card
You’re covered for up to €3,000 in fraudulent payments or withdrawals made with your card if it’s lost or stolen.
X Card
Enjoy our best coverage with the X Card - get up to €1,000 back for fraudulent payments made as a result of phishing.
Plus Card
You’re covered for up to €3,000 in fraudulent payments or withdrawals made with your card if it’s lost or stolen.
X Card
Enjoy our best coverage with the X Card - get up to €1,000 back for fraudulent payments made as a result of phishing.
Expert legal advice for your business
Flight delayed? Lost your luggage or in need of legal assistance? Our premium cards give you top-tier legal counsel through our partnership with Caarl.
Choose a card with guarantees that meet your needs
Trip cancellation
Not included
Not included
Plane and train delays
Not included
€800
Delayed luggage
Not included
€800
Lost, stolen, or damaged luggage
Not included
€1,000
Rented vehicle protection
Not included
Not included
Medical fees abroad
Not included
€155,000
Assistance and repatriation
Not included
Included
Hotel stay if you need to visit a hospitalized relative
Not included
€3250
Purchase protection
Not included
€2,500
Fraudulent card use
€1,500
€3,000
Phishing
Not included
€1,000
Complete insurance policy
Trip cancellation
Not included
Not included
€5,000
Plane and train delays
Not included
€800
€800
Delayed luggage
Not included
€800
€800
Lost, stolen, or damaged luggage
Not included
€1,000
€1,000
Rented vehicle protection
Not included
Not included
€5,000
Medical fees abroad
Not included
€155,000
€155,000
Assistance and repatriation
Not included
Included
Included
Hotel stay if you need to visit a hospitalized relative
Not included
€3250
€3250
Purchase protection
Not included
€2,500
€2,500
Fraudulent card use
€1,500
€3,000
€3,000
Phishing
Not included
€1,000
€1,000
Complete insurance policy