The business account with built-in finance tools.

All the business banking features you need. Plus tools to help you centralize invoices, manage expenses, automate accounting, and find financing. All in one smart app.
From €9/month excl. VAT. Try it free for 30 days.
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7-day-a-week customer service

Business Account & Cards

Give your business banking a boost


German IBANs, Mastercard payment cards, instant, recurring & international transfers, Apple/Google Pay, financing, and much more.

Invoice Management

Pay and get paid faster


Centralize all your invoices and quotes. Automate how you collect payments and process supplier invoices in 25+ foreign currencies.

Expense & Spend Management

Keep control over team expenses


Stay in control of budgets and manage team expenses easily thanks to sub-accounts, physical & virtual cards and automated receipt reminders.

Bookkeeping & Cash Flow

Enjoy more efficient bookkeeping


Connect Qonto directly with DATEV, lexoffice, and many other platforms. Get real-time cash flow insights and read-only accountant access.

Loved & trusted by +500,000 businesses.

An app you'll love using. Come take a tour.

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A business partner you can rely on

At your service 7 days a week

A safe, secure account

Whatever your size, sector, or stage of growth

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“With Qonto, I have a direct, personalized customer service contact and I always get quick assistance.”

Madeleine von Hohenthal


Co-founder of Tatzenstreu

“Qonto helps us grow sustainably. With its simplified, optimized processes, we gain valuable time for our business every day.”

Homepage Testimonial Minimalist Logo Lotta Ludwigson

Charlotte Piller


Co-founder of Lotta Ludwigson

“Qonto is the digital solution we have been looking for. Qonto helps us manage our income and expenses easily and efficiently.”

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Norman Simon


Founder & CEO of onGRID

“With Qonto, we don't need an extra tool for expense reports or invoice management. We have it all in our business account.”

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Hans-Peter Frank


Country Manager of Germany Fleet

Payment cards for all business needs

Ready? Let’s get you started!

We want to protect what’s precious to you as an entrepreneur: your time, energy, and focus. Let Qonto get your finance admin done faster, right from the very first click.

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