The business account with built-in finance tools.
Give your business banking a boost
Pay and get paid faster
Keep control over team expenses
Enjoy more efficient bookkeeping
Business Account & Cards
Give your business banking a boost
German IBANs, Mastercard payment cards, instant, recurring & international transfers, Apple/Google Pay, financing, and much more.
Invoice Management
Pay and get paid faster
Centralize all your invoices and quotes. Automate how you collect payments and process supplier invoices in 25+ foreign currencies.
Expense & Spend Management
Keep control over team expenses
Stay in control of budgets and manage team expenses easily thanks to sub-accounts, physical & virtual cards and automated receipt reminders.
Bookkeeping & Cash Flow
Enjoy more efficient bookkeeping
Connect Qonto directly with DATEV, lexoffice, and many other platforms. Get real-time cash flow insights and read-only accountant access.
A business partner you can rely on
At your service 7 days a week
Get answers to your questions within minutes, 7 days a week. When it comes to customer service, our customers’ reviews and ratings do the talking for us.
Read our reviewsA safe, secure account
Qonto is a licensed Payment Institution so your funds are fully safeguarded by law. Your account and operations are protected by 3D-Secure and Strong Customer Authentication technologies.
Learn about account safetyWhatever your size, sector, or stage of growth
“With Qonto, I have a direct, personalized customer service contact and I always get quick assistance.”
“Qonto helps us grow sustainably. With its simplified, optimized processes, we gain valuable time for our business every day.”
Charlotte Piller
,Co-founder of Lotta Ludwigson
“Qonto is the digital solution we have been looking for. Qonto helps us manage our income and expenses easily and efficiently.”
Norman Simon
,Founder & CEO of onGRID
“With Qonto, we don't need an extra tool for expense reports or invoice management. We have it all in our business account.”
Hans-Peter Frank
,Country Manager of Germany Fleet
Ready? Let’s get you started!
We want to protect what’s precious to you as an entrepreneur: your time, energy, and focus. Let Qonto get your finance admin done faster, right from the very first click.