Open Europe’s no. 1 online business account
- Open a business bank account with a German IBAN in 10 minutes.
- Physical & virtual company cards, SEPA real-time and international transfers included.
- Integrated bookkeeping & interfaces with DATEV, sevdesk, and more.
- Flexible & customized business loans.
- Personal customer support 7 days a week.
The right payment card for every occasion
Flexible payment methods included in your business account
SEPA instant transfers
Send and receive SEPA instant transfers, Europe-wide. Sort your transactions with individual tags.
Discover instant transfersInternational transfers
Make international transfers to over 130 countries and in 24 currencies. Powered by Wise.
Discover international transfersApple Pay & Google Pay
With Apple Pay and Google Pay you can make fast, secure purchases anywhere with your smartphone.
Discover mobile paymentMobile payment terminals
Receive card payments on the go, with a handy mobile payment terminal. Generate sales easily with a mobile payment terminal, thanks to the partnership between Qonto and SumUp.
Discover SumUpCustomized corporate loans
- Flexible financing between €500 and €1 million.
- Receive a reply within 48 hours.
- Have funds paid directly into your account.
- Individual conditions and terms from 1 to 12 months
The right plan for every company. Your business bank account, at a fair price
Small businesses
Save time on bookkeeping, invoicing, and finance management - and win back time for your core business.
Discover plansMedium-sized businesses
Opt for clear finances & precisely controlled team expenses. Select an account that makes the difference.
Discover plansSelf-employed & Micro-enterprises
Choose an account with versatile payment methods and innovative tax and bookkeeping tools.
Discover plansCompany Creators
Support your start-up success. Transfer share capital and receive payment confirmation in just 24 hours.
Discover plansCustomer support that’s there for you - anywhere, 7/7
- Available 7 days a week, via chat, email, or phone.
- Over 10,000 5-star reviews on Trustpilot.
- Among the highest customer satisfaction in the banking sector.
A business bank account - and so much more
Invoice management
Automated invoice collection and reading, GoBD-compliant storage. Manage your invoices digitally, directly in your Qonto business account.
With Qonto's invoice management, you can pay more easily - and get paid faster.
Expense management
Create and track budgets, open sub-accounts and issue employee payment cards with individual limits, spending categories, and expiration dates. Delegate tasks to your employees - while maintaining full control over all expenses.
Bookkeeping
Win back time on preparing your accounts, with our integrated tools. Transfer your bank data and receipts automatically and securely to your tax consultant with our DATEV interfaces RZ-Bankinfo, PIN/TAN, and receipt image service.
Give your accountant read-only access to get your books balanced quicker, and centralize your transactions and balances from other banks on Qonto.
Integrations
Automate your financial management by linking all your favorite tools to your Qonto account, via our secure integrations and partner offers. Seamlessly connect your business account with DATEV, lexoffice, sevdesk, Dropbox, Google Drive, stripe, and many more.
Invoice management
Automated invoice collection and reading, GoBD-compliant storage. Manage your invoices digitally, directly in your Qonto business account.
With Qonto's invoice management, you can pay more easily - and get paid faster.
Expense management
Create and track budgets, open sub-accounts and issue employee payment cards with individual limits, spending categories, and expiration dates. Delegate tasks to your employees - while maintaining full control over all expenses.
Bookkeeping
Win back time on preparing your accounts, with our integrated tools. Transfer your bank data and receipts automatically and securely to your tax consultant with our DATEV interfaces RZ-Bankinfo, PIN/TAN, and receipt image service.
Give your accountant read-only access to get your books balanced quicker, and centralize your transactions and balances from other banks on Qonto.
Integrations
Automate your financial management by linking all your favorite tools to your Qonto account, via our secure integrations and partner offers. Seamlessly connect your business account with DATEV, lexoffice, sevdesk, Dropbox, Google Drive, stripe, and many more.
Creating your own business?
Open the comprehensive, online Qonto founder account for your GmbH or UG.
How to open a business bank account
No appointments, no time-consuming bureaucracy. Open your business account online and get your German IBAN in around 10 minutes.
Open your account in approx. 10 minutes
Fill out some information on you, your company, and its partners.
We verify your identity
Submit a valid proof of identity and confirm your identity through a quick online identification video call.
Your account is open & your IBAN is ready
Choose the corporate card that suits your needs, get your German IBAN, and start using your business account.
Open your account in approx. 10 minutes
Fill out some information on you, your company, and its partners.
We verify your identity
Submit a valid proof of identity and confirm your identity through a quick online identification video call.
Your account is open & your IBAN is ready
Choose the corporate card that suits your needs, get your German IBAN, and start using your business account.
Open your account in approx. 10 minutes
Fill out some information on you, your company, and its partners.
We verify your identity
Submit a valid proof of identity and confirm your identity through a quick online identification video call.
Your account is open & your IBAN is ready
Choose the corporate card that suits your needs, get your German IBAN, and start using your business account.
You’re in safe hands
Safely stored data
Secure transactions
Deposit protection
Licensed institution
Hear from our customers
FAQs about opening your business bank account
What is a business bank account?
What does a business account cost?
How do I open a business bank account online?
What are the benefits of a Qonto business bank account?
What documents do I need to open a business account?
Do I have to keep a separate business bank account?
How long does it take to open a business account with Qonto?
Can I open a company account outside Germany?
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