What is a SWIFT or BIC Code?

A SWIFT (Society for Worldwide Interbank Financial Telecommunication) or BIC (Bank Identifier Code) code is a standard format of Business Identifier Codes approved by the International Organization for Standardization (ISO). It's used globally to identify financial institutions and banks during international transactions, ensuring that funds are sent to the correct place.

How do I find my {{Swift-Code[clean_bank_name]}} SWIFT Code?

You can find your {{Swift-Code[clean_bank_name]}} SWIFT code on your bank statement, by logging into your online banking account, or by contacting {{Swift-Code[clean_bank_name]}} directly. Additionally, it's often listed on the official {{Swift-Code[clean_bank_name]}} website under banking information or help sections.

Do I need a {{Swift-Code[clean_bank_name]}} SWIFT Code for international money transfers?

Yes, you need a {{Swift-Code[clean_bank_name]}} SWIFT code for international transfers. This code is crucial for routing the funds to the correct bank and branch, ensuring a secure and efficient transfer process.

Are Swift Code and IBAN the same?

No, SWIFT codes and IBANs (International Bank Account Numbers) are not the same. A SWIFT code identifies a specific bank globally, while an IBAN provides detailed information about an individual account within that bank, including the country, bank, and specific account number. Both are used together to facilitate international money transfers.

Do all banks have a SWIFT Code?

Almost all banks involved in international money transfers have a SWIFT code. Some smaller banks or credit unions might not have their own SWIFT codes but use intermediary banks that have SWIFT codes to process international transactions.

Do I also need an IBAN for international transfers?

Yes, for most international transfers, especially within Europe and to countries that adopt IBAN, you will need both the recipient's IBAN and the bank's SWIFT/BIC code. The IBAN helps to identify the specific account for the funds, while the SWIFT/BIC code identifies the bank and its branch where the account is held."

{{Swift-Code[clean_bank_name]}} SWIFT-Code in {{Swift-Code[country

What to do with the SWIFT code of Issue with interpolation?

If you initiate an international transfer to a Issue with interpolation bank account, or if you are the recipient of funds in a Issue with interpolation bank account in Issue with interpolation, you’ll need the SWIFT along with other essential details.

Traditional banks often process international transfers slowly and at a higher cost. As an alternative, the Qonto business account for international transactions provides a swift, cost-effective, and secure solution for transferring funds internationally.

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Where to find your SWIFT code?

In most cases, you can get your bank's SWIFT/BIC code on your bank statement.
With Qonto, you can also get access to our SWIFT/BIC finder tool to find the right code for your money transfer.

Check our SWIFT finder tool

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Why they chose Qonto?

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“I would recommend Qonto to all SMEs who want a simple and intuitive interface, to execute quick actions on their business account. Such as creating an account in 15 seconds, or keeping an eye on their finances easily.”

Blaise Chavanne

Co-founder @BobDepannage

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