The all-in-one business account for your startup

Open an online account for your startup in just 10 minutes. Get access to bookkeeping and invoicing tools, best-in-class customer service, flexible payment methods, and an intuitive app for real-time cash flow control. Anytime. Anywhere.

30-day free trial. Cancel anytime.


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on Play Store


on Trustpilot

Over 400 000 companies trust Qonto

An award-winning product

  1. Finance management made easy: track your sales in real-time, completely online
  2. Sub-accounts with German IBANs: manage your cash flow in just a few clicks
  3. Flexible plans starting at €9/month: pay for what you need- whichever way you grow
  4. No hidden fees: fair, transparent pricing with no obligations

Finance management at your fingertips

A secure, intuitive app

Easily pilot your business from anywhere using our TÜV-certified web and mobile apps.

German IBAN

Apply online and get your German account details in just a few minutes.

Multi-layered security

FDGR deposit protection, 3D-Secure, Two-Factor Authentication, and TLS/SSL encryption.

Business Mastercards

Track your transactions in real-time via the app.

Fast Bank Transfers

Send and receive SEPA or SWIFT transfers quickly and safely.

Paperless admin

Manage your bookkeeping and receipts digitally and connect Qonto to your favorite accounting tools.
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Digital bookkeeping

Your money is safe with us

  1. Deposit protection: Your deposits are protected according to the applicable rules and regulations.
  2. Regulated financial institution: Qonto operates under the joint supervision of BaFin and the ACPR (French Prudential Supervision and Resolution Authority).
  3. Always up to standard: our security protocol is regularly audited by external specialists to make sure your account is safe
Fully customizable cards
Qonto: with you every step of the way

Company creation

Admin setup

Ongoing growth

Creating a company? Choose the right legal form



Other legal forms

European legal forms

Pay as you grow

Check out our business account comparator

Ready? Let's go.

Create your account in about 10 minutes. Try it free for 30 days. Cancel anytime.


What is a startup account?

Is a separate business account mandatory?

How do I open a Qonto business account for my startup?

When can I use a regular account as a business account?

Which business account is best suited for my startup?

How do I create a business plan?

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