![PricingPage Hero ParallaxCards Left](https://qonto.com/blog/images/a0cfec12f32df9838bec6e882a3ad3f6.png)
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Find the best plan for your business
Online business finances with no hidden fees.
Basic
/month (excl. VAT)
Smart
/month (excl. VAT)
Essential
/month (excl. VAT)
Slick app
Rapid support
Always secure
Regulated
Compare our plans
Business Account & Cards
Accounts Receivable
Accounts Payable
Expense & Spend Management
Bookkeeping & Reporting
Customer Care
Accounts
1
2
5
Physical cards
![onecard](https://qonto.com/blog/assets/pricing/icon-card-one-card-731fcd0e0312cf784773225fb442854cfdeb5ec3795c44587d033abecdf87946.png)
![pluscard](https://qonto.com/blog/assets/pricing/icon-card-plus-card-56161ce19662878a5dd23dc86dc09865b3356d663577e68a1d6af7ee28826402.png)
![xcard](https://qonto.com/blog/assets/pricing/icon-card-x-card-ce0ed338f42aa6b943372326337434952d9f8fdcc31c3af4b3c5d9f063d4a9df.png)
![One Card](https://qonto.com/blog/assets/pricing/icon-card-one-card-731fcd0e0312cf784773225fb442854cfdeb5ec3795c44587d033abecdf87946.png)
![One Card](https://qonto.com/blog/assets/pricing/icon-card-one-card-731fcd0e0312cf784773225fb442854cfdeb5ec3795c44587d033abecdf87946.png)
![One Card](https://qonto.com/blog/assets/pricing/icon-card-one-card-731fcd0e0312cf784773225fb442854cfdeb5ec3795c44587d033abecdf87946.png)
Virtual cards
€2/month per card
Unlimited
Unlimited
SEPA transfers & direct debits
Then €0.40 for each additional transfer
30/month
60/month
100/month
Instant outgoing SEPA transfers
Apply to all transfers included in the plan, then €0.40 for each additional transfer
Incoming direct debits
€0.40/direct debit
€0.40/direct debit
€0.25/direct debit
Incoming SWIFT transfers
€5/transfer
€5/transfer
€5/transfer
Outgoing international transfers - standard currencies
In USD, GBP, CHF.
0.8%/transfer (€5 min. excl. VAT)
0.8%/transfer (€5 min. excl. VAT)
0.56%/transfer (€5 min. excl. VAT)
Outgoing international transfers - non-standard currencies
In other available currencies.
1.8%/transfer (€5 min. excl. VAT)
1.8%/transfer (€5 min. excl. VAT)
1.56%/transfer (€5 min. excl. VAT)
Access to financing partners
Find financing through our network of partners. Enjoy a fast-tracked application process & receive funds directly into your Qonto account.
Account switching service
Free account switching service for Qonto customers in partnership with fino.digital.
Need a hand choosing a price plan?
Create & customize quotes and invoices
Send, remind & track automatically
Invoice compliance & archiving
Automate invoice import & collection
Automate payment processing with OCR
Track your invoice payments
Team access (number of users included)
Then €5/month for each additional user
1
1
2
Bulk transfers
Accountant access
Digitized receipts
Digitized & Certified
Digitized & Certified
Receipts forward
Custom labels
Supplier management
Dashboard
Advanced
External account syncing
Centralize your external accounts & get total visibility.
API integrations
20+
25+
25+
EBICS integrations
DATEV RZ-Bankinfo
DATEV RZ-Bankinfo
7-day-a-week support. By chat, phone or email
![Peach Seo Highlight Pricing Plans](https://qonto.com/blog/images/asset/10032/image/0b859aa0b513965eee8673f4ee0f0cc2.png)
Don’t know which price plan to choose?
Answer a few simple questions, and we’ll suggest the plan we think would suit your business best.
Frequently Asked Questions
Who can take advantage of the limited-time summer offer for the 90-day free trial?
Is Qonto a bank?
What are the advantages of the Qonto service?
Who can open a Qonto account?
Can I access my Qonto business account before my commercial register entry has been completed?
Are there any fees or commissions in addition to the monthly subscription?
How do international payments work?
What are special operations?
Ready? Sign up in minutes.
Qonto’s goal is to protect what’s most precious to entrepreneurs: their time, energy and focus. We've made signing up quick and easy, so you can see exactly what we mean...
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