The ideal plan for your business
Add-ons
Take your plan further
Customize your business account with finance Add-ons to meet your company’s unique needs.
Available from Essential
Expense & Spend Management
![UI Bento Cards Expense Spend Management Addon](https://qonto.com/blog/images/asset/13696/image/9c6d7f0cb43e33aced7f564cbca8bf8d.png)
Spend smarter with budget control, unlimited virtual cards and customizable roles & workflows.
€89
€69
/month (excl. VAT)
Spend smarter with budget control, unlimited virtual cards and customizable roles & workflows.
€89
€69
/month (excl. VAT)
![UI Bento Cards Expense Spend Management Addon](https://qonto.com/blog/images/asset/13696/image/9c6d7f0cb43e33aced7f564cbca8bf8d.png)
Available from Essential
Accounts Payable
![UI Bento Cards Accounts Payable Addon](https://qonto.com/blog/images/asset/13695/image/1769453fa84fe25912d44052fa61a572.png)
Pay your bills with automated invoice collection and payments from your finance tools.
€69
€59
/month (excl. VAT)
Pay your bills with automated invoice collection and payments from your finance tools.
€69
€59
/month (excl. VAT)
![UI Bento Cards Accounts Payable Addon](https://qonto.com/blog/images/asset/13695/image/1769453fa84fe25912d44052fa61a572.png)
Available in the app
Accounts Receivable
€35
Free
until March 31, 2025
Get paid faster with automated customer invoicing and payment reminders. Select this add-on directly in the app.
Empowering 500,000+ businesses
Compare our plans
Business account & payments
Support services
Accounts Payable
Accounts Receivable
Bookkeeping, Reporting & Expense Management
Team collaboration
Accounts
with local IBAN
1 account
1 account & 1 sub-account
1 account & 4 sub-accounts
Physical payment cards
![onecard](https://qonto.com/blog/assets/pricing/icon-card-one-card-9c2f5b51ff3578754d8f4658d4a8a9dcfc215cd43f481fb6ab5dd295fe63ab58.png)
![pluscard](https://qonto.com/blog/assets/pricing/icon-card-plus-card-cc707877657d5ed448b9362311f5bd4562a1e6f9494a138bdeddff6daf0e43cb.png)
![xcard](https://qonto.com/blog/assets/pricing/icon-card-x-card-e004faecef3ef1cbf70ee4ab367bd7b802287f316dd05dbae4844aaa1973fd14.png)
Virtual payment cards
Make online & in-store payments
€2/month per card
50/month included
Then €1/month per additional card
50/month included
Then €1/month per additional card
SEPA transfers & direct debits
Manage payments in Euros
30/month included
Then €0.40 per additional transaction
60/month included
Then €0.40 per additional transaction
150/month included
Then €0.25 per additional transaction
Incoming SWIFT transfers
Receive international payments
€5/transfer received
(excl. VAT)
€5/transfer received
(excl. VAT)
€5/transfer received
Outgoing international transfers (standard currencies)
Pay in USD, GBP, CHF
0.8% /transfer
(min. €5 excl. VAT)
0.8% /transfer
(min. €5 excl. VAT)
0.56% /transfer
(min. €5 excl. VAT)
Outgoing international transfers (non-standard currencies)
Pay in other available currencies.
1.8% /transfer
(min. €5 excl. VAT)
1.8% /transfer
(min. €5 excl. VAT)
1.56% /transfer
(min. €5 excl. VAT)
Customer service
7-day-a-week support
Priority support
Access to financing partners
Eligibility conditions apply
Account switching service
Free account switching service for Qonto customers in partnership with fino.digital.
Automated invoice import & collection
Automated payment processing
Invoice payment tracking
Monitor and manage payments
Supplier management
Pay later
Pay invoices in installments (eligibility conditions apply).
Accounts Payable
Available from the Essential Plan
Available from the Essential Plan
Available to purchase with this plan
Unlimited quotes & invoices
Catalog of products & services
Multi-currencies
Invoice foreign-based clients
Automatic invoice tracking
Client invoice import & sync
Compliance & archiving
Electronic invoicing
Accounts Receivable
A full package of advanced features, sold separately
Available to purchase with this plan
Available to purchase with this plan
Available to purchase with this plan
Digitized receipts
Upload receipts and stay legally compliant
Digitized & Certified
Digitized & Certified
Receipts forward
Match receipts and payments via email
Custom labels
Save time preparing your books
Dashboard
Enjoy precise cash flow insights
Advanced dashboard
Advanced dashboard
API integrations
Connect Qonto to other platforms
EBICS integrations
Connect directly to DATEV
DATEV RZ-Bankinfo
DATEV RZ-Bankinfo
External account syncing
Connect all your 3rd party bank accounts
Expense reports
Streamline expense reimbursement
﹣
Missing receipt reminders
Personal reimbursements
Reduce waiting time and paperwork
﹣
Expense & Spend Management
Available from the Essential Plan
Available from the Essential Plan
Available from the Essential Plan
Admin user access
Share account access with third parties
Account owner included
Then €10/month per additional admin access
Account owner included
Then €10/month per additional admin access
Unlimited admin users
Accountant access
Share read-only access with your accountant
﹣
Unlimited accountant users
Unlimited accountant users
Don’t know which price plan to choose?
Answer a few simple questions, and we’ll suggest the plan we think would suit your business best.
![UI Mockup Parallax Business Account Datev Transactions PlusCard XCard Mobile Asset](https://qonto.com/blog/images/asset/12451/image/0b28b62a410b3f6a5aec2e6885723997.png)
Our customers say it best
Our customers say it best
![black and white Photo Testimonial Marc Peter Dauter Wagon](https://qonto.com/blog/images/asset/9896/image/8c031b3d510313d5437ebf3e3d1404a4.jpg)
![black and white Photo Testimonial Simon Norman onGRID](https://qonto.com/blog/images/asset/9511/image/ec211e651ab4ffd8d18282e23e822829.jpg)
![black and white Photo Testimonial Charlotte Piller Lotta Ludwigson](https://qonto.com/blog/images/asset/9512/image/36ad1ad81dc61159476b90dc7fcf1af5.jpg)
Open an account in 10 minutes
We want to protect what’s precious to you as an entrepreneur: your time, energy, and focus. Let Qonto get your finance admin done faster, right from the very first click.