With Qonto, you can open your business account easily and 100% online. In just 24 hours, your account is ready for the share capital deposit, so you can complete your business creation quickly. An online business account makes financial management and accounting easier for you right from the start:
5-Star Customer Service
Our customer support team will answer all your questions in an average of less than 15 minutes.
No hidden fees
There are no fees for special operations. Our prices are highly flexible and totally transparent.
Premium business Mastercards
For secure online and in-store payments anywhere in the world. You can adjust the PIN codes, spending limits and authorizations of your cards at any time.
Smart features to manage your finances efficiently
- Individual access rights to your account
- Send transfers via the app
- Set up direct debits in a few clicks
- Receive notification messages after each payment
- Automatic categorization of your transactions
Forget having to dig around in pockets and bags for your paper receipts - simply scan them with your smartphone camera. Qonto digitalizes and then certifies your receipts and stores them in your account. Don’t worry, they’ll be completely compliant with German regulations, the GoBD (Grundsätze zur ordnungsmäßigen Führung und Aufbewahrung von Büchern, Aufzeichnungen und Unterlagen in elektronischer Form sowie zum Datenzugriff). We’ll even detect the VAT automatically, which will make your bookkeeping much easier. And there are plenty more benefits to using Qonto’s accounting tools.
Transparent & without obligation
All our Qonto subscriptions are non-binding and you may cancel your subscription at any time. Compare Qonto with what’s being offered by other online and traditional banks (regarding costs, cards, features and more) to help you make your choice.
Separate the finances of your different activities
Set up multiple accounts, each with their own IBAN, to separate expenses, manage activities separately, and create budgets for your teams.
With Qonto, you'll save time and energy managing your finances. From day 1 of your new business.