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Qonto is a Payment Institution regulated, approved and supervised by the French Autorité de Contrôle Prudentiel et de Résolution (ACPR), under the registration number 16958. The entirety of the funds deposited by our customers is protected in compliance with the relevant legislation. A part of these funds is held with Crédit Mutuel Arkéa. In the case of bankruptcy of Crédit Mutuel Arkéa, the deposits are covered by the French Fonds de Garantie des Dépôts et de Résolution (FGDR) to a limit of €100,000. The remaining part of the funds is invested in eligible short-term monetary funds.