Open your new business account with Qonto

Are you starting a GmbH or UG? Get up and running faster with an online business account.

✓ Secure, online and with no hidden fees.

✓ Open your account in 10 minutes. You’ll be ready to register in the Handelsregister within 72 hours.

✓ Get top professional legal advice from

Open an account Talk with our team
Try it for 30 days. For free. No obligations.

Trusted by 250,000 businesses

4.8 on Apple store 4.7 on Play Store 4.6 on Trustpilot

The award-winning account for new business founders

Get a German IBAN in a just few clicks. Make managing day-to-day finances simple.

Free payment cards included in all our plans. Set your own payment limits.

Pay for what you need. Whichever way you grow. From just €9/month.

Customer service by phone or email. We’ll get your questions answered within 15 minutes.

Your finances are in safe hands

Qonto is an independent payment institution with its own core banking system. We guarantee the security of your business account.

Your funds are secure

Qonto protects your funds with full legal compliance.

A regulated payment institution

Qonto is regulated by the BaFin and the Banque de France.

Cyber-secure. At all times.

Thanks to 3DS2, 2-factor authentication & TLS/SSL encryption.

Open your business account in 3 quick steps


Submit your information


Deposit your share capital


Finalize your company's registration

Any questions about how to set up your business? will be happy to help.

Get customized advice at every step of the process.

Set up your company safely, quickly & 100% online.

Tap into a wealth of expertise and experience.

Your initial consultation is absolutely free.

What our customers say

"We were so relieved when we found Qonto! We didn't want to open our UG business account at a local bank branch. With Qonto, opening the account online took ten minutes at most. Making the initial deposit was also very easy: a simple transfer to the new business account was all that was needed.”

Matthias Weingärtner

Co-founder of Freetogo

A premium service at competitive prices


Share capital deposit €9

€9 (excl. VAT) /month



Share capital deposit €19

€19 (excl. VAT) /month


Share capital deposit €29

€29 (excl. VAT) /month

Get great service, keep your freedom

With Qonto, you can open a business account without any contractual obligations. Try Qonto for 30 days for free. At the end of that period, you may cancel your subscription at any time.

Company creation: which legal form should I choose?

Check which legal form best suits your project, whether it’s a GmBH or a UG. Qonto can help you set up your company in one of 4 European countries.

🏛 • GmbH

🏛 • UG

👤 • Other legal forms

🇪🇺 • In Europe

Your questions on company creation

Where can I get advice on founding a company?

How do I transfer the share capital to my Qonto account?

When will my business account be activated?

How do I create a GmbH or UG?

What are the advantages of the Qonto business account for founders?

Ready for Qonto?

Want to set up your GmbH or UG quickly and with little fuss?

Open your business account online now with Qonto.