![PricingPage Hero ParallaxCards Left](https://qonto.com/blog/images/a0cfec12f32df9838bec6e882a3ad3f6.png)
![PricingPage Hero ParallaxCards Right](https://qonto.com/blog/images/5effa01ba994a67b6cf4fdaccd8f33dc.png)
Transparent pricing for all.
Online business finances with no hidden fees.
Basic
/month (excl. VAT)
Smart
/month (excl. VAT)
Slick app
Rapid support
Always secure
Regulated
Compare our plans
Business Account & Cards
Accounts Receivable
Accounts Payable
Bookkeeping & Reporting
Customer Care
Accounts
1
2
5
Physical cards
![onecard](https://qonto.com/blog/assets/pricing/icon-card-one-card-731fcd0e0312cf784773225fb442854cfdeb5ec3795c44587d033abecdf87946.png)
![pluscard](https://qonto.com/blog/assets/pricing/icon-card-plus-card-56161ce19662878a5dd23dc86dc09865b3356d663577e68a1d6af7ee28826402.png)
![xcard](https://qonto.com/blog/assets/pricing/icon-card-x-card-ce0ed338f42aa6b943372326337434952d9f8fdcc31c3af4b3c5d9f063d4a9df.png)
![One Card](https://qonto.com/blog/assets/pricing/icon-card-one-card-731fcd0e0312cf784773225fb442854cfdeb5ec3795c44587d033abecdf87946.png)
![One Card](https://qonto.com/blog/assets/pricing/icon-card-one-card-731fcd0e0312cf784773225fb442854cfdeb5ec3795c44587d033abecdf87946.png)
![One Card](https://qonto.com/blog/assets/pricing/icon-card-one-card-731fcd0e0312cf784773225fb442854cfdeb5ec3795c44587d033abecdf87946.png)
Virtual cards
€2/month per card
Unlimited
Unlimited
SEPA transfers & direct debits
Then €0.40 for each additional transfer
30/month
60/month
100/month
Instant outgoing SEPA transfers
Apply to all transfers included in the plan, then €0.40 for each additional transfer
Incoming direct debits
€0.40/direct debit
€0.40/direct debit
€0.10/direct debit
Incoming SWIFT transfers
€5/transfer
€5/transfer
€5/transfer
Outgoing international transfers - standard currencies
In USD, GBP, CHF.
0.8%/transfer (€5 min. excl. VAT)
0.8%/transfer (€5 min. excl. VAT)
0.56%/transfer (€5 min. excl. VAT)
Outgoing international transfers - non-standard currencies
In other available currencies.
1.8%/transfer (€5 min. excl. VAT)
1.8%/transfer (€5 min. excl. VAT)
1.56%/transfer (€5 min. excl. VAT)
Cashed checks (France only)
Then €2 for each additional check
0/month
2/month
5/month
Bulk transfers
Access to financing partners
Find financing through our network of partners. Enjoy a fast-tracked application process & receive funds directly into your Qonto account.
Need a hand choosing a price plan?
Create & customize quotes and invoices
Send, remind & track automatically
Invoice compliance & archiving
Automate invoice import & collection
Automate payment processing with OCR
Track your invoice payments
Pay Later
Get instant funds to finance your supplier invoices, then pay us back in 3 installments (fixed 1.17% monthly interest applies).
Accountant access
Digitized receipts
Digitized & Certified
Digitized & Certified
Receipts forward
Custom labels
Supplier management
Dashboard
Advanced
Advanced
External account syncing
Centralize your external accounts & get total visibility.
API integrations
50+
80+
80+
EBICS connections (France only)
-
JeDéclare
JeDéclare
7-day-a-week support (24/7 in France). By chat, phone or email.
Priority support
![Peach Seo Highlight Pricing Plans](https://qonto.com/blog/images/asset/10032/image/0b859aa0b513965eee8673f4ee0f0cc2.png)
Don’t know which price plan to choose?
Answer a few simple questions, and we’ll suggest the plan we think would suit your business best.
Frequently Asked Questions
Is Qonto a bank?
What are the advantages of the Qonto service?
Who can open a Qonto account?
Are there any fees or commissions in addition to the monthly subscription?
How do international payments work?
What are considered 'special operations'?
Who’s eligible for the limited-time three-month free trial?
Ready? Sign up in minutes.
Qonto’s goal is to protect what’s most precious to entrepreneurs: their time, energy and focus. We've made signing up quick and easy, so you can see exactly what we mean...