Keep control over team spend

Set customized spending limits for each user and payment method. No more worrying about running over budget - just total control over your team spend.

Delegate with peace of mind

Customized limits

Requests and approval

Single-use cards

Real-time tracking

Spending, managed. At all times.

Peace of mind

Forget the stress of budget overruns - your spending stays firmly under your control.


Adapt payment limits and access rights in real time, for each user and each payment method.


Get a clear view of all your spending.At any time, wherever you are.
Stay protected from running over budget

Fully customizable cards

Transfer payment limits

Single-use Instant Cards

Easily check and approve high-value spend requests

  1. Let your staff request payment methods directly from the Qonto app.
  2. Delegate oversight of certain expense requests to your managers, within limits you set in advance.
  3. Check and approve exceptional or high-value purchases in just a few clicks.

Keep total visibility over all your business spend

  1. Get a clear vision of your transaction history at a glance.
  2. See a breakdown of spend per user and per team via your dashboard.
  3. Forecast team expenses, prepare budgets, and adapt your fixed limits when necessary.

Ready to boss your team expenses?

Make managing your finances simpler thanks to efficient control over team spend.

Even more features for managing business spend efficiently

Expense management

Forget paper receipts - collect and manage them automatically with a simple photo from a smartphone.
Find out more

Customized roles and access

Give your teams more autonomy over their own expense management thanks to tailored user roles and access rights.
Find out more


Create sub-accounts with dedicated IBANs to filter your costs per team, per project, or per spending category.
Find out more