Keep control over team spend

Set customized spending limits for each user and payment method. No more worrying about running over budget - just total control over your team spend.

Spending, managed. At all times.

Peace of mind



Stay protected from running over budget

Fully customizable cards

Define when your team can use their cards, what they can use them for and set monthly, daily or single-purchase payment limits.

Transfer payment limits

For supplier or equipment purchases, delegate the management of transfer payments to your staff - within limits you set beforehand.

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Single-use Instant Cards

Discover Instant Cards

Easily check and approve high-value spend requests

Let your staff request payment methods directly from the Qonto app.

Delegate oversight of certain expense requests to your managers, within limits you set in advance.

Check and approve exceptional or high-value purchases in just a few clicks.

Keep total visibility over all your business spend

Get a clear vision of your transaction history at a glance.

See a breakdown of spend per user and per team via your dashboard.

Forecast team expenses, prepare budgets, and adapt your fixed limits when necessary.

They manage their team spend with Qonto

Our spending policy is always respected, and our teams enjoy more responsibility thanks to the card payment limits."

Morgane Bauché Financial and Administrative Manager at Capsens

Ready to boss your team expenses?

Make managing your finances simpler thanks to efficient control over team spend.

Even more features for managing business spend efficiently

Expense management

Forget paper receipts - collect and manage them automatically with a simple photo from a smartphone.

Customized roles and access

Give your teams more autonomy over their own expense management thanks to tailored user roles and access rights.


Create sub-accounts with dedicated IBANs to filter your costs per team, per project, or per spending category.