Europe’s no. 1 online business account

  1. Open a business account with a French IBAN in 10 minutes.

  2. Customer support 24/7.
  3. Physical and virtual Mastercards.
  4. SEPA instant and international transfers.
  5. Unlimited transaction history and real-time notifications.
Try it free for 30 days with no obligations.
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The business account trusted by +450,000 SMEs and freelancers

Payment cards to support your business

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Physical cards

Enjoy corporate Mastercards included in your subscription.

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Cards for every need

Pay online, in-store, and abroad with physical and virtual cards, with no hidden costs.

Discover our cards
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The metal X card

Spend up to €200,000 per month and pay in foreign currencies, commission-free.

Learn more about the X card

Payment methods that get the job done

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SEPA transfers

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International transfers

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Check deposit

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Payment terminals

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Financing to boost your business

  1. Get financing from €500.

  2. Apply for loans online, from your Qonto account.

  3. Receive a reply within 48 hours.

  4. Have funds paid directly into your account.

On hand to help

  1. We offer expert support 24/7, by chat, phone, or email.

  2. +10,000 customers have given us 5 stars on Trustpilot

  3. Our customer satisfaction is among the highest in the banking sector.

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Much more than a business account

Invoice management

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Expense management

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Flexible investments

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Whatever your size, sector, or stage of growth

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Company Creators

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Creating your own business?

How to open a business account


Enter your details


We verify your identity


And that’s it - your account’s set up

You’re in safe hands

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Safely stored data

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Storage and protection of your data under GDPR and SSL-encryption.

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Secure transactions

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Thanks to 3D-Secure and double authentication.

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Deposit protection

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Deposits covered up to €100,000 by the FGDR.

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Licensed institution

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Qonto is a payment institution, supervised and regulated by the ACPR.

More practical information on opening a business checking account

Is opening a company bank account compulsory?

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What documents will I need to open my business account?

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What documents will you need to open a bank account with Qonto?

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What is the Kbis?

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Which bank should I choose for my Small or Medium Business account?

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When should I open a business account for my SME or VSE?

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What is the capital deposit?

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Is there a Qonto business account adapted for my Small- or Medium-sized Enterprise needs?

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Ready for faster finance management? Open an account