Europe’s no. 1 online business account

  1. Open a business account with a French IBAN in 10 minutes.

  2. Customer support 24/7.
  3. Physical and virtual Mastercards.
  4. SEPA instant and international transfers.
  5. Unlimited transaction history and real-time notifications.
Try it free for 30 days with no obligations.
UI  Hero Mobile XCard Iban Mobile
The business account trusted by +450,000 SMEs and freelancers

Payment cards to support your business

White Cards All Physical Cards

Physical cards

Enjoy corporate Mastercards included in your subscription.

Compare cards
arrow-right
White Cards Virtual Card

Cards for every need

Pay online, in-store, and abroad with physical and virtual cards, with no hidden costs.

Discover our cards
arrow-right
White Cards XCard

The metal X card

Spend up to €200,000 per month and pay in foreign currencies, commission-free.

Learn more about the X card
arrow-right

Payment methods that get the job done

Purple  Tiles Sepa transfer

SEPA transfers

Purple  Tiles Swift transfer

International transfers

Purple  Tiles Check

Check deposit

Purple  Tiles POS

Payment terminals

UI Topic Highlight Loans Mobile

Financing to boost your business

  1. Get financing from €500.

  2. Apply for loans online, from your Qonto account.

  3. Receive a reply within 48 hours.

  4. Have funds paid directly into your account.

On hand to help

  1. We offer expert support 24/7, by chat, phone, or email.

  2. +10,000 customers have given us 5 stars on Trustpilot

  3. Our customer satisfaction is among the highest in the banking sector.

Peach Photo Topic Highlight Customer Success
Much more than a business account

Invoice management

Ui Topic Advanced Supplier Invoicing

Expense management

White Ui Topic Advanced Team expenses Transactions OneCard

Bookkeeping

Ui Topic Advanced Bookkeeping Accountant View Connect

Flexible investments

White UI Topic Advanced Savings

Whatever your size, sector, or stage of growth

White ISO Tiles Small Business

Micro-businesses

White ISO Tiles Medium Business

SMEs

White ISO Tiles Freelancers

Self-employed

White ISO Tiles Company Creators

Company Creators

Mustard  Seo Highlight Eggs Company Eligible

Creating your own business?

How to open a business account

01

Enter your details

02

We verify your identity

03

And that’s it - your account’s set up

You’re in safe hands

Iconography Locker

Safely stored data

Toggle dropdown

Storage and protection of your data under GDPR and SSL-encryption.

Iconography Card Security

Secure transactions

Toggle dropdown

Thanks to 3D-Secure and double authentication.

Iconography Security

Deposit protection

Toggle dropdown

Deposits covered up to €100,000 by the FGDR.

Iconography Bank

Licensed institution

Toggle dropdown

Qonto is a payment institution, supervised and regulated by the ACPR.

More practical information on opening a business checking account

Is opening a company bank account compulsory?

Toggle dropdown

What documents will I need to open my business account?

Toggle dropdown

What documents will you need to open a bank account with Qonto?

Toggle dropdown

What is the Kbis?

Toggle dropdown

Which bank should I choose for my Small or Medium Business account?

Toggle dropdown

When should I open a business account for my SME or VSE?

Toggle dropdown

What is the capital deposit?

Toggle dropdown

Is there a Qonto business account adapted for my Small- or Medium-sized Enterprise needs?

Toggle dropdown

Ready for faster finance management? Open an account