The finance solution that energizes SMEs and freelancers.
Qonto is a Payment Institution licensed and supervised by the French Autorité de Contrôle Prudentiel et de Résolution (ACPR), under the registration number 16958. The entirety of the funds deposited by our customers is safeguarded in compliance with the relevant legislation. A part of these funds is held by our banking partners: Crédit Mutuel Arkéa or Natixis. The French Fonds de Garantie des Dépôts et de Résolution (FGDR) covers the deposits up to a limit of €100,000, for each of our banking partners and for each client, in the case of bankruptcy of Crédit Mutuel Arkéa or/and Natixis. The remaining part of the funds is fully covered by Crédit Agricole CIB, a subsidiary of Crédit Agricole S.A., or periodically invested in eligible short-term monetary funds.